探讨IT投资中20~40%转化为技术债的问题，以及这些债务导致后续项目至少增加10%复杂度成本的现象。
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《技术债：收回技术资产》：IT投资里有 20~40% 变成了技术债，这些债务又继续造成后续项目至少付出 10% 的“复杂度税”。https://www.mckinsey.com/business-functions/mckinsey-digital/our-insights/tech-debt-reclaiming-tech-equity
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