AP2 Protocol — Secure payments for the Agent Economy
AP2 is an open, privacy-preserving protocol that enables secure, verifiable payments initiated by AI agents across merchants and issuers.
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AP2 (Agent Payments Protocol) provides a vendor-neutral, interoperable framework for agent-driven commerce, using verifiable credentials to prove user intent, ensure transaction authenticity, and support accountability. It extends A2A/MCP, is payment-agnostic (cards, bank transfers, wallets, crypto), and is built for developers with open specs and reference implementations.